It’s the end of 2025. The following are the stocks that WEESTOCK is holding at the end of 4QFY2025

US Trading Account:

XIRR Performance: 11.36%

SRS Trading Account:

XIRR Performance: 18.85%

CPF Trading Account:

XIRR Performance: 29.15%

Cash Trading Account:

XIRR Performance: 18.28%

Kid Trading Account:

XIRR Performance: 24.36%

Overall Performance:

STI started at 3,787.60 points on 1 January 2025 and closed at 4646.21. A 22.67% increase for the Year 2025. WEESTOCK overall portfolio XIRR performance for 2024 is 19.04%.

Summary of Year 2024:

1. The dividend collected for 2025 increased compared to 2024. A record-high dividend collection for 2025
2. The Capital Gain for 2025 is higher than 2024. A record-high realized profit for 2025
3. Capital Gain + Dividend for 2025 is a record high.

It’s the end of 4Q2024. The following are the stocks that WEESTOCK is holding at the end of 4QFY24.

US Trading Account:

XIRR Performance: 18.41%

SRS Trading Account:

XIRR Performance: 22.22%

CPF Trading Account:

XIRR Performance: 9.74%

Cash Trading Account:

XIRR Performance: 13.71%

Overall Performance:

STI started at 3,240.27 points on 1 January 2024 and closed at 3,787.60. A 16.89% increase for the Year 2024. WEESTOCK overall portfolio XIRR performance for 2024 is 13.82%.

Summary of Year 2024:

1. The dividend collected for 2024 increased compared to 2023. A record-high dividend collection for 2024
2. The Capital Gain for 2024 is higher than 2023. A record-high realized profit for 2024
3. Capital Gain + Dividend for 2024 is a record high.

It’s the end of 4Q2023. The following are the stocks that WEESTOCK is holding at the end of 4QFY23.

US Trading Account:

XIRR Performance: 30.75%

SRS Trading Account:

XIRR Performance: 7.77%

CPF Trading Account:

XIRR Performance: 9.93%

Cash Trading Account:

XIRR Performance: 3.23%

Overall Performance:

STI started at 3,251.32 points on 1 January 2023 and closed at 3,240.27. A 0.34% decrease for the Year 2023. WEESTOCK overall portfolio XIRR performance for 2023 is 5.90%.

Summary of Year 2023:

1. The dividend collected for 2023 increased compared to 2022. A record-high dividend collection for 2023
2. Capital Gain for 2023 is higher than 2022.
3. Capital Gain + Dividend for 2022 is a record high.

It’s the end of 4Q2021. The following are the stocks that WEESTOCK is holding at the end of 4QFY21.

• Increase holding in Endowus, BABA, Comfort, HS Tech ETF, Raffles Medical, Sembcorp, SembMarine, SGX, Singtel, ST Eng, UOB and VWRA
• Add CSOP iEdge SREIT ETF, DigiCore Reit USD, VSUD, VT, TIGR and China Leader ETF
• Sell off Arka India Fund

The following are the sector breakdown of WEESTOCK portfolio.

• Financial decreased from 40.88% to 40.18%
• TSC increased from 16.97% to 17.14%
• Multi decreased from 12.72% to 12.00%
• REITS increased from 8.97% to 9.20%
• MFG increased from 7.07% to 7.24%
• FSMOne decreased from 4.25% to 3.92%
• SERV increased from 3.96% to 4.02%
• IND increased from 2.36% to 2.92%
• Endowus increased from 2.27% to 2.6%
• Com decreased from 0.62% to 0.68%
• ETF increased from 0% to 0.08%

US Trading Account:

XIRR Performance: -24.49%

SRS Trading Account:

XIRR Performance: 8.357%

CPF Trading Account:

XIRR Performance: 5.92%

Cash Trading Account:

XIRR Performance: 10.83%

Overall Performance:

STI started at 2,843.81 points on 1 January 2021 and closed at 3123.68. A 9.84% increase for Year 2021. WEESTOCK overall portfolio XIRR performance for 2021 is 9.69%

Summary of Year 2021:

1. Dividend collected for 2021 decrease compared to 2020. The difference is only 1.65% lower exclude the Sembmarine distribution for SembCorp.
2. Capital Gain for 2021 is higher than 2020.
3. Capital Gain + Dividend for 2021 is record high. This is due to the fact that WEESTOCK exits from Arka India Fund.
4. Transaction amount for 2021 is higher than 2020
5. Number of Stocks Held: 40

It’s the end of 4Q2019. The following are the stocks that WEESTOCK is holding at the end of 4QFY19.

• Increase holding in Comfort, F&N, OCBC, RafflesMG, SingPost, STEng, Suntec, UOB
• Add Endowus
• Sell-Off FirstReit

The following are the sector breakdown of WEESTOCK portfolio.

• Financial decreased from 40.14% to 38.09%
• TSC decreased from 19.55% to 18.21%
• REITS decreased from 12.12% to 11.93%
• Multi increased from 12.06% to 15.85%
• SERV decreased from 8.42% to 7.72%
• MFG increased from 7.05% to 7.61%
• Com decreased from 0.66% to 0.60%

Performance:

US Trading Account:

IRR Performance: -3.87%

CAGR Performance: -34.84%

SRS Trading Account:

IRR Performance: 0.67%

CAGR Performance: 8.32%

CPF Trading Account:

IRR Performance: 1.68%

CAGR Performance: 22.16%

Cash Trading Account:

IRR Performance: 0.92%

CAGR Performance: 11.58%

Overall Performance:

STI started at 3,068.76 points on 1 January 2019 and closed at 3,222.83 points. A 5.02% increase for Year 2019.

Summary of Year 2019:

1. Dividend collected for 2019 increase compared to 2018. Record Dividend collect.
2. Capital Gain for 2019 is higher than 2018. Without negative capital gain impact for 2018, capital gain has turned back to positive in 2019
3. Capital Gain + Dividend for 2019 is higher than 2018. Still cannot beat the 2014. Getting closer with higher contribution from dividend.
4. Transaction amount for 2019 is also lower than 2018
5. Number of Stocks Held: 25 (Increased from 24 to 25, mainly due to the WEESTOCK enters into Unit Trust Investment through financial advisory firm)
6. DFIHY is greatly affected by the HK protest.

It’s the end of 4Q2018. The following are the stocks that WEESTOCK is holding at the end of 4QFY18

• Increase holding in SSB, F&N, OCBC, RafflesMG, SGX, SingPost, Singtel, Suntec, UOB
• Sold Off M1

The following are the sector breakdown of WEESTOCK portfolio.

• Financial increased from  35.63% to 39.10%
• TSC decreased from 26.81% to 22.58%
• REITS decreased from  12.38% to 12.24%
• Multi increased from 10.95% to 11.64%
• SERV increased from 7.74% to 7.94%
• MFG increased from 5.80% to 5.82%
• Com decreased from 0.68% to 0.67%

Performance:

US Trading Account:

IRR Performance: 1.27%

CAGR Performance: 16.36%

SRS Trading Account:

IRR Performance: -1.80%

CAGR Performance: -19.55%

CPF Trading Account:

IRR Performance: 1.10%

CAGR Performance: 13.97%

Cash Trading Account:

IRR Performance: -0.71%

CAGR Performance: -8.16%

Overall Performance:

STI started at 3402.92 points on 1 January 2018 and closed at 3068.76 points. A 9.82% decrease for Year 2018.

Summary of Year 2018:

1. Dividend collected for 2018 increase compared to 2017. Record Dividend collect.
2. Capital Gain for 2018 is lower than 2017. First time WEESTOCK recorded negative capital gain for the year. This is mainly contributed by M1 stock.
3. Capital Gain + Dividend for 2018 is lower than 2017. The capital gain has significantly affected total gain for 2018.
4. Transaction amount for 2018 is also lower than 2017
5. Number of Stocks Held: 24 (Increased from 23 to 24, mainly due to the two SSB subscription)

It’s the end of4Q2017. The following are the stocks that WEESTOCK is holding at the end of 4QFY17

• Add Arka India Fund
• Increase holding in Singtel, ST Eng and UOB
• Decrease holding in Suntec
• Sell off KeppelCorp

The following are the sector breakdown of WEESTOCK portfolio.

• Financial increased from  28.30% to 33.27%
• TSC increased from 24.76% to 25.55%
• REITS decreased from 15.70% to 13.73%
• Multi decreased from 13.56% to 11.78%
• SERV decreased from 9.31% to 8.26%
• MFG decreased from 7.48% to 6.63%
• Com decreased from 0.88% to 0.78%

Performance:

US Trading Account:

IRR Performance: 1.05%

CAGR Performance: 23.35%

SRS Trading Account:

IRR Performance: 2.71%

CAGR Performance: 37.86%

CPF Trading Account:

IRR Performance: 1.03%

CAGR Performance: 13.06%

Cash Trading Account:

IRR Performance: 1.38%

CAGR Performance: 17.86%

Overall Performance:

STI started at 2880.76 points on 1 January 2017 and closed at 3402.92 points. A 18.13% increase for Year 2017.

Summary of Year 2017:

1. Dividend collected for 2017 decreased compared to 2016. This is mainly due to dividend cut and stock being delisted in WEESTOCK portfolio.
2. Capital Gain for 2017 is higher than 2016. Mainly contributed by stock being delisted in 2017.
3. Capital Gain + Dividend for 2017 is higher than 2016. The capital gain had helped to compensate for the decrease in dividend
4. Transaction amount for 2017 is also lower than 2016
5. Number of Stocks Held: 23 (Decreased from 26 t0 23)

It’s the end of 4Q2016 and end of year 2016. It is time to summarize the portfolio that WEESTOCK have at end of 2016.

• Increase holding in KeppelCorp, UOB, SembCorp, SGX, Suntec
• Decrease holding in SingPost
• Sell off SMRT

The following are the sector breakdown of WEESTOCK portfolio.

• Com decreased from 0.94% to 0.90%
• Financial increased from 20.48% to 23.94%
• MFG decreased from 7.97% to 7.67%
• Multi decreased from 13.47% to 12.74%
• REITS decreased from 25.62% to 24.63%
• SERV increased from 2.78% to 3.74%
• TSC decreased from 28.73% to 26.39%

Performance:

US Trading Account:

IRR Performance: 1.89%

CAGR Performance: 25.20%

SRS Trading Account:

IRR Performance: -0.19%

CAGR Performance: -2.22%

CPF Trading Account:

IRR Performance: 1.52%

CAGR Performance: 19.91%

Cash Trading Account:

IRR Performance: 0.40%

CAGR Performance: 4.88%

Overall Performance:

STI started at 2282.73 point on 1 January 2016 and closed at 2880.76 points. A -0.07% decrease for Year 2016.

Summary of Year 2016:

1. Dividend collected for 2016 increased compared to 2015. Record Dividend collected based on past 14 years.
   
2. Capital Gain for 2016 is also lower than 2015.
   
3. Transaction amount for 2016 is also lower than 2015
   
4. Number of Stocks Held: 26 (Increased from 24 to 26)

It’s the end of 4Q2015 and end of year 2015. It is time to summarize the portfolio that WEESTOCK have at end of 2015

• Increase ARA, M1, OCBC, SingPost, Singtel, STEng, Starhub, Suntec, UOB

The following are the sector breakdown of WEESTOCK portfolio.

• TSC increased from 10.8% to 31.05%
• Financial increased from 19.6% to 28.34%
• REITS increased from 18.20% to 18.93%
• Multi decreased from 32.3% to 11.28%
• MFG decreased from 10.6% to 8.6%
• Com decreased from 1.4% to 1.01%
• SERV decreased from 7.1% to 0.78%

Performance:

US Trading Account:

IRR Performance: -3.36%

CAGR Performance: -33.61%

SRS Trading Account:

IRR Performance: -1.03%

CAGR Performance: -11.66%

CPF Trading Account:

IRR Performance: -0.16%

CAGR Performance: -1.95%

Cash Trading Account:

IRR Performance: -1.02%

CAGR Performance: -11.61%

Overall Performance:

STI started at 3365.15 point on 1 January 2015 and closed at 2882.73 points. A -14.34% decrease for Year 2015.

Summary of Year 2015:

1. Dividend collected for 2015 dipped compared to 2014. First Time dividend collection dipped since 2003
   
2. Capital Gain for 2015 is also lower than 2014.
   
3. Transaction amount for 2015 is also lower than 2014
   
4. Number of Stocks Held: 24 (Same as last year)

It’s the end of 4Q2014 and end of year 2014. It is time to summarize the portfolio that WEESTOCK have at end of 2014

• Add SembCorp
• Increase holding in Neratel, Starhill, UOB
• Decrease holding in FCOT, Singtel, SPH, STEng, Starhub
• Sell Off Suntec, FCT

  

The following are the sector breakdown of WEESTOCK portfolio.

• REITS decreased from 23.82% to 18.06%
• MFG decreased from 12.51% to 11.06%
• TSC decreased from 23.17% to 15.09%
• Financial decreased from 14.37% to 13.00%
• Multi increased from 15.61% to 30.24%
• SERV increased 8.99% to 11.17%
• Com decreased from 1.52% to 1.37%

  

Performance:
US Trading Account:
IRR Performance: -2.13%
CAGR Performance: -22.79%

SRS Account:
IRR Performance: 1.04%
CAGR Performance: 13.23%

CPF Account:
IRR Performance: 1.18%
CAGR Performance: 15.10%

Cash Account:
IRR Performance: 0.54%
CAGR Performance: 6.71%

Overall Performance:
STI started at 3167.43 point on 1 January 2014 and closed at 3365.15 points. An increase of 6.24% for Year 2014.
Summary of Year 2014:

1. Record Dividend Collected. The dividend has been increasing every year since 2003. This is an indication that passive income has been increasing every year. Of course, this is due to the increasing capital that is being deployed in the market.
2. Record Capital Gain. This year the capital gain has broken the previous record set in 2012. This is due to the fact that there is increased trading activity this year.
3. Transaction amount crossed 7 Figure. First time in investment history.
4. Number of Stocks Held: 24 (Increased from 23 to 24 in Year 2014)

It’s the end of 4Q2013 and end of year 2013. It is time to summarize the portfolio that WEESTOCK have at the end of 2013.

• Add FCT
• Increase holding in LMIR, SPH, Suntec, Neratel, ComfortDelgro
• Decrease holding in SembCorp, Singtel

  

The following are the sector breakdown of WEESTOCK portfolio.

• REITS increased from 25.2% to 27.0%
• MFG increased from 1.4% to 2.0%
• TSC decreased at 29.0% to 26.0%
• Financial decreased 12.8% to 11.0%
• Multi increased from 22.0% to 16.0%
• SERV increased 9.7% to 18.0%

Performance:
US Trading Account:
IRR Performance: 3.05%
CAGR Performance: 43.40%

SRS Account:
IRR Performance: 0.6%
CAGR Performance: 7.44%

CPF Account:
IRR Performance: 4.16%
CAGR Performance: 63.10%

Cash Account:
IRR Performance: -0.66%
CAGR Performance: -7.64%

Overall Performance:
STI started at 3167.08 point on 1 January 2013 and closed at 3167.43 points. An increase of 0.0111% for Year 2013.

Summary of Year 2013:

1. Record Dividend Collected
2. Number of Stocks Held: 23 (Decreased from 26 to 23 in Year 2013)

• Add M1 and SembCorp
• Increase holding in NeraTel, Singtel and SPH
• Decrease holding in OCBC and STEng
• Selloff Popular

• REITS decreased from 27.64% to 26.00%
• MFG decreased from 3.53% to 3.00%
• TSC increased from 25.28% to 32%
• Financial decreased from 24.38% to 20%
• Multi decreased from 12.28% to 12%
• SERV increased from 4.69% to 6%
• EGW increased from 0.56% to 1.00%
• COM decreased from 1.33% to 0%

Performance:
US Trading Account:
IRR Performance: 7.00%
CAGR Performance: 125.24%

SRS Account:
IRR Performance: 3.13%
CAGR Performance: 44.71%

CPF Account:
IRR Performance: 2.95%
CAGR Performance: 41.70%

Cash Account:
IRR Performance: 3.80%
CAGR Performance: 56.40%

Overall Performance:
STI started at 2765.15 point on 1 January 2012 and closed at 3167.08 points. An increase of 14.54% for Year 2012.

Summary of Year 2012:

1. Record Dividend Collected
2. Record Realised Capital Gain
3. Number of Stocks Held: 26 (Increased from 24 to 26 in Year 2012)
4. Accumlated Dividend and Realised Capital Gain cross 6 figures. Record from 2003 to 2012.

• Add SingPost
• Increase holding in CitySpring, OCBC, ST Engg

• REITS decreased from 31.76% to 30.65%
• MFG increased from 5.36% to 5.05%
• TSC increased from 27.77% to 28.21%
• Financial decreased from 21.39% to 20.74%
• Multi increased 12.43% to 13.60%
• SERV decreased from 1.26% to 1.22%
• EGW increased from 0.15% to 0.54%

Performance:
US Trading Account:
IRR Performance: -5.55%
CAGR Performance: -49.63%

SRS Account:
IRR Performance: 2.70%
CAGR Performance: 37.74%

CPF Account:
IRR Performance: -0.05%
CAGR Performance: -0.64%

Cash Account:
IRR Performance: 0.91%
CAGR Performance: 11.50%

Overall Performance:
STI stared at 3190.04 point on 1 January 2011 and closed at 2765.15 points. A drop of 13.32% for Year 2011.

Summary of Year 2011:

1. Record Divided Collected
2. Number of Stocks Held: 24 (Increased from 19 to 24 in Year 2011)

• Increase Holding in AIMSAMPIREIT, CapitalMallsAsia
• Decrease Holding in NOL
• Add FirstReit, GLP

The following are the sector breakdown of WEESTOCK portfolio.

• REITS increased from 32% to 38%
• MFG maintained at 5%
• TSC decreased from 38% to 33%
• EGW maintained at 3%
• Financial decreased from 15% to 14%
• Multi maintained at 7%

Performance:

US Trading Account:

IRR Performance: 4.68%

CAGR Performance: 73.14%

SRS Account:

IRR Performance: 2.42%

CAGR Performance: 33.23%

CPF Account:

IRR Performance: 2.20%

CAGR Performance: 9.39%

Cash Account:

IRR Performance: 1.58%

CAGR Performance: 20.70%

Overall Performance:

STI stared at 2897.62 point on 1 January 2010 and closed at 3190.04 points. An increase of 10.09% for Year 2010.

Summary of Year 2010:

1. Record Dividend Collected
2. Record Share Transaction: 53 (28 Buy Vs 25 Sell)
3. Number of Stocks Held: 19 (Decreased from 20 to 19 in Year 2010, WEESTOCK has been consolidating the stock holding)

• Increase Holding in Starhub, SPH, NOL, HL Fin, AIMSAMPIREIT(Formerly Known as MIREIT)
• Add CapitalMallsAsia
• Sell Off Marvell, Singpost, CDLHTrust

The following are the sector breakdown of WEESTOCK portfolio.

• REITS decreased from 37% to 36%
• MFG increased from 6% to 8%
• TSC decreased from 39% to 38%
• EGW increased from 8% to 6%
• Financial increased from 6% to 8%
• Multi maintained at 4%

Performance:

US Trading Account:

IRR Performance: 4.94%

CAGR Performance: 78.36%

SRS Account:

IRR Performance: 5.54%

CAGR Performance: 91.06%

CPF Account:

IRR Performance: 2.20%

CAGR Performance: 29.87%

Cash Account:

IRR Performance: 3.75%

CAGR Performance: 55.60%

Overall Performance:

STI stared at 1761.56 point on 1 January 2009 and closed at 2897.62 points. An increase of 64.49% for Year 2009.

Summary of Year 2009:

1. Record Dividend Collected
2. Record Share Transaction: 40 (26 Buy Vs 14 Sell)
3. Number of Stocks Held: 20 (Decreased from 23 to 20 in Year 2009, WEESTOCK has been consolidating the stock holding)

• Increases Holding in SembCorp, NOL, FrasersComm
• Add STI ETF

The following are the sector breakdown of WEESTOCK portfolio.

• REITS has decreased from 42% to 40%.
• MFG maintain at 11%.
• TSC maintain at 29%.
• EGW maintain at to 5%.
• Financial increase from 7% to 9%.
• Multi sector maintain 6%.

Performance

US Trading Account:
IRR Performance: -4.51%
CAGR Performance: -42.52%

SRS Account:
IRR Performance: -4.82%
CAGR Performance: -44.69%

CPF Account:
IRR Performance: -5.16%
CAGR Performance: -47.03%

Cash Account
IRR Performance: -5.34%
CAGR Performance: -48.27%

Overall Performance: STI started at 3482.30 point on 1 January 2008 and closed at 1761.56 point. A decrease of -49.41% for Year 2008. Based on all trading account that WEESTOCK have, all accounts performed better the STI index. Nevertheless, it was a lousy year since WEESTOCK keep record of stock transaction on this blog.

Summary of Year 2008:

1. Record Loss
2. Record Dividend Collected
3. Record Share Transaction – 34 (28 Buy Vs 6 Sell)
4. Record Number of Stocks held : 23

It’s the end of 4Q2007 and end of year 2007. It is time to summarize the portfolio that we have at the end of 2007. The following are the stocks that we are holding.

In this quarter, I sold my SPH share and add Marvell and Broadcom. Only three share transactions in this quarter.

The following are the sector breakdown of my current portfolio.

Summary of Year 2007

In Year 2007, there are 63 posts on my blogsite. 3 out of 63 are on Portfolio, 3 out of 63 are on IPO, 3 out of 63 are on Instruction. 33 out of 63 posts are on dividend payout by the shares that we are holding in Year 2007. 21 out of 63 posts are on share transaction. Out of 21 transaction, there are 15 Buy transactions and 6 Sell transaction.

In Year 2007, I have more share transactions compared to 2006 (21 vs 13) and more dividend posts (33 vs 17). The following are the performance for the various account

Performance

US Trading account : First year of trading in US Market. First Transfer of fund on 19 Mar 2007. The calculation includes investment gain plus interest payable by Firstrade minus TT charges incurred in Singapore and US. The following performance calculation assumed all holding in US Trading Account are sold on 31 Dec 2007.

IRR Performance: 4.75%
CAGR Performance: 76.35%
Performance: 16.40%
Performance (Based on Exchange Rate: US$1.00: SIN$1.436): 9.10%

SRS account: My first year of trading in my SRS account. The following performance calculation assumed all holding in SRS are sold on 31 Dec 2007.

IRR Performance: 0.89%
CAGR Performance: 11.16%
Performance: 8.46%

CPF Account: The following performance calculation assumed all holding in CPF account are sold on 31 Dec 2007. It includes dividend received and bank charges.

IRR Performance: -0.11%
CAGR Performance: -1.27%
Performance: -2.90%

Cash Account: The following performance calculation assumed all holding in Cash account are sold on 31 Dec 2007.

IRR Performance: 0.37%
CAGR Performance: 4.56%
Performance: 6.99%

Overall Performance: It is time to reflect the performance for year 2007. STI started at 2985.83 on 1st January 2007 and closed at 3482.30. An increase of 16.63% for Year 2007. Based on all trading accounts that WEESTOCK have. Only the US Trading Account matches the performance of STI. The worst Performance is CPF Trading Account. Although the Cash and SRS account have a positive return in Year 2007 but the performance is much poorer than STI Index. Need to analysis what gone wrong.

It’s the end of Year 2006. The following are the stocks that I have in my portfolio at the end of Year 2006: